opay apk

Download Opay Apk Latest Version For Android

Download Opay Apk Download Is the latest unique app which is one of the best APK for Android developed by OPay Digital Services Limited. If someone downloads and installs the app and returns to the rating page after downloading and installing the app on their device, it is simple to get the app on their device. We are providing you with all of the APK files you will need to utilize. Click here to download the APK files. Among its TV channels category, it has a very high popularity. Do not wait to get a download if you are interested.

This site is supportive of your request to get the APK from here, and we are pleased to fulfill your need. Then go through the process to download it after reading an article about it. Scroll down the page to read all sections. Here, you will find all the necessary information on one page. The site has a number of apps available for download. Site visitors from different countries are supported or allowed to visit our site.


The games and apps here are solely for personal or non-commercial use. You can contact us if you believe the APK download violates your copyright. Visit the website for information about the company or developer behind the project.

Download Opay Apk is a mobile wallet application that allows you to save and transfer money to any location on the globe. It is a product of Opay Limited, a Nigerian corporation. The firm is Nigeria’s first cashback wallet. Dr. Tunde Ayeni, the former CEO of Finbond Group, developed Opay. The product was intended to assist Nigerians in transferring money throughout the world.

What is Download Opay Apk ?

Download Opay Apk is a mobile app and service that aims to improve the country’s financial services industry by providing a platform for making, receiving, and transferring money and payments. The service is designed to allow users to send and receive money and payments, as well as to conduct transactions in a secure and easy manner.

Download Opay Apk is a mobile payment platform that allows users to pay for goods and services electronically through the OR application using a mobile phone. Download Opay Apk Apk attaches great importance to maintaining its user information, as all the details entered on the platform are encrypted in the background.

Description of Download Opay Apk:

Nigeria-based Fintech’s time is around 2020. In April, the company said it had 5 million monthly active subscribers and more than 60% of all mobile money transactions in Nigeria. The company reached the top of the value chain through aggressive growth. Download Opay Apk is a tool for transferring money and payments. The first cashback wallet in Nigeria is A secure app that helps you make convenient payments anywhere you are.

Download Opay Apk Download for Android Latest version Details

APK Name Download Opay
Latest Version v4.31.3.644
Size 43.12 MB
The developer OPay Digital Services Limited
Published on: 04 JAN 2022
Category: Apps
Rating 4.5 stars
Requires Android 4.1 And Up

A prize point platform that has a range of attractive offers furs that you can earn and reward in return. The app allows users to collect points and discount them for discounts, shopping vouchers, or goods. Discover with us today the amazing rewards and benefits of this app.

  • The leading Mobile Payment platform in Nigeria, with over 10+ million users.
  • Enjoy free bank transfers. No service fee.
  • Use our Savings feature to enjoy up to a 20% interest rate annually.
  • Download Opay Apk and Easemoni make it efficient for you to access credit anytime, anywhere.
  • Chat with friends for free, and create group chats with your friends and family on Download Opay Apk.
  • Download Opay Apk attaches great importance to protecting users‘ information, wallets, and privacy.

Specification of Download Opay Apk:

Add and transfer money:

It is safe and convenient to finance your wallet. Download Opay Apk offers you unified and, above all, free and discounted services. Enjoy free surgical transfers.

Chat with friends:

Download Opay Apk gives you a convenient chat with which you can chat with your friends in real-time and transfer money to each other for free. You can also make free voice calls during the surgery and group chat with your friends and family.
Interest Rates for Savings:

We have three different types of savings products in the app:

With FlexiFixed you get 1% interest per month. Example: Suppose you invest 10,000 NGN for 30 days. After 30 days you will get the following interest: NGN 10,000 x 1% / 30 days * 30 days = ~ 99 Naira. Or you get a 10,099 Naira guarantee back after 30 days.

Download Opay Apk gives you a 10% share each year. Example: Suppose you have invested N50,000 for one year. At the end of the annual savings period, you will receive the following interest: NGN 50,000 x 10% / 100 = NGN 5000. This means you will get back 55,000 NGN at the end of your savings period. Withdraw your funds at no extra cost.

Deposits and withdrawals:

Our 300,000 dealer network will provide these services. Find a dealer in your area directly in the app and conduct your daily transactions. Download the Opay Apk app now and complete the registration on your mobile device.

More services:

High savings rates
Wealth gives you at least a 15% return each year. You can withdraw your money at any time without any additional cost.
For example
Investment: 50,000 for one year
Amount of interest: 50,000×15% x365 / 365 = ₦ 7,500
Amount paid: 50,000 + 7,500 = ₦ 57,500

Fixed savings:

Investing in fixed income securities can yield up to an 18% annual return. New stable users can enjoy a special annual interest rate of 20%.
For example
Investment: 10,000 for 500 days
Amount of interest: 10,000×18% x500 / 365 = ₦ 2,465.75
Amount paid: 10,000 + 2,465.75 = ₦ 12,465.75

Targeted savings:

Goals are a targeted financial product that allows you to set unique savings goals for your situation and make systematic monthly/weekly/daily savings. Target gives you a return of 17% per year.
For example
Investment: 10,000 for 365 days
Amount of interest: 10,000×17% x365 / 365 = ₦ 1700
Amount of payment: 10,000 + 1700 = ₦ 11,700.00

Different loans:

  • OK:
  • Term: We need your payment from 91 days to 365 days.
  • Loan amount: 3,000 to 500,000.
  • Interest Rate: Our interest rate is calculated daily from a minimum of 0.1% to a maximum of 1%. Annual interest rates range from 36.5% to 360%.
  • Issue Fee: Rs. Range from 1,229-6,000
  • For example
  • The 91-day loan period has a 41% processing fee and 9.1% interest.
  • 3,000 for a loan processed at face value; The processing fee is Rs 1,229; The interest will be 273; The total amount payable is 4,502.
  • The total amount payable in the first month will be 1,512; The processing fee is 419; The interest is 93.
  • The total outstanding in the second month will be 1,495; The processing fee is 405; The interest is 90.
  • The total amount payable in the third month will be 1,495; The processing fee is 405; The interest is 90.
  • Loan amount: 3,000 NGN to 1,000,000 NGN.
  • Term: We need your payment from 91 days to 365 days.
  • Interest rate: 5% to 10% monthly, APR 60% -120%
  • For example
  • The 91-day credit period is charged with a monthly interest rate of 5%.
  • The interest on a loan with a face value of 3,000 will be 273; The total amount payable is Rs. Is 3,273.
  • Then the first month’s payment is 1091.
  • And, The second month’s payment is 1091.
  • The third month’s payment is also 1091.
  • We charge you a small service charge for each use of credit.

How does it work?

Download Opay Apk is a mobile wallet that allows you to make payments and cash transfers in Nigeria. It may be downloaded to your mobile device. Download Opay Apk makes it simple to send money from your account to friends, family, and companies. If you want to send money from your bank account to friends or relatives, Opay is one of the most convenient options. All you have to do is fill in the amount you wish to send, as well as the recipient’s bank account information, and the money will be placed right away. If you want to make a cash transfer to your own bank account, you’ll need to provide your bank account number as well as your personal information.

Additional Features of Download Opay Apk:

  • Jai Ho (Pride): By downloading OPAY APK you can ride a bike and pay instantly from your downloaded OPAY APK account. Recommend to a friend to use Pride and you will receive vouchers for a free ride with Pride.
  • Pay by Scan (OPAY APK Download QR): You can pay and receive money by scanning the OPAY APK download QR code without cash. It’s very convenient, fast, secure, and free.
  • Mobile data (airtime): Buy airtime for family or friends from any network by downloading the OPAY APK app.
  • Send and Request Money (Wire Transfer): Choose from your contact book or enter a phone number to send or request money for free.
  • Multiple financing options (add money): It’s easy to keep money in your wallet. You can top up funds through your banking app or by adding your card.
  • Subscribe to Cable Television (TV): You can pay for your GOTV, DSTV, and STARTIMES subscriptions with the downloaded Opay Apk and the great thing is that we do not charge convenience charges.
  • Electricity bill (electricity): You can pay for your prepaid electricity by downloading OPAY APK and we do not charge convenience charges.
  • Ordering Food (Offed): You can order food from your favorite and best restaurant by downloading the Opay Apk app.
  • Deposit / Withdrawal: Find an agent near you in the application for depositing or withdrawing for users without a bank account.
  • Betting: Pay your Bet9ja and Supabet Wallet through your DownloadsOpay app
  • Hail a Bus (OBus): You can stop the public bus from OBus safely, comfortably, and economically to help pay and reduce travel stress around Lagos.
  • Investment Capital: You can use Wealth, to invest, download the investment platform of Opa APK where you can invest only N500 and get a return on your investment.

What’s New:

  • The defect has been corrected.
  • User-friendly control panel.
  • Accelerate.
  • Latest update.

What are the advantages and disadvantages of Downloading Download Opay Apk directly?

These advantages include:

  • Direct downloads are available from a third-party website.
  • This site contains information the help you understand it. Various versions of the apps are available in the app archives with complete information, so that you can download them based on your preferences.
  • Downloading apps that are not available on other sites or from the Playstore is possible in your area. You can access the new features of the app once you download the files.
  • By downloading the files, you can access the most recent updates to the app. With APKs, users have the ability to download the latest versions of their applications, guaranteeing that they are always current.

The disadvantages:

  • Unverified APK files downloaded from untrusted websites can be infected with viruses.
  • Google does not typically check apps downloaded from third parties. This causes your device to malfunction. Problems like this are common.
  • The error message is “Sorry, the app has stopped working.”
  • Having learned how a mod differs from a stock APK, you are able to tell them apart. This can be accomplished by infecting smartphones and computers with malware.

How do the installation and download work?

You can find reviews of Android applications on our website and download them as well. If you are interested in getting them, we will tell you where to find them. You might want to download Download Opay Apk first. You can access the download page by clicking the download button on the website. Each download begins with 7 and ends with 0.

Then click on the Download button after you have selected the right version and size. This is the point where you don’t need to make any changes. You can access all applications on the device if you change an APK extension.


Que: Can I Use Download Opay Apk safely?

Answer- yes, As it is 100% safe, you can download and Use Download Opay Apk without any worries. With the help of an Expert, we verified the file to be 100% clean.

Que: apk files downloaded from this site authentic?

Answer- Yes, this site is authentic for all types of files. We have been providing them to our users for two years and they haven’t complained about it.

Que: Does this app require a fee?

Answer- No. Basically, you may enjoy this game for free without having to pay anything, so you may have fun without worrying about anything.

Que: Download Opay Apk does not install when I try to install it. Why is that?

Answer- If you’re using an older version of Download Opay Apk please download the latest file from this website and make sure you have sufficient space on your phone for this APK file.

Que: On your site, how can we keep up to date with the latest APK updates?

Answer- On any article page, you’ll find a link and download link or icon on the homepage or right sidebar. Choose what’s right for you. This is what we mention in the article.

It is the most recent version Of Download Opay Apk.

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As a Conclusion

It is my hope that we were able to guide you to install the Download Opay Apk successfully on your device from this page and that the information and words on that page were helpful and easy to comprehend. Using apkhour.com can be easy and is the best website to use for the easy download services and high-quality apps available, which you can recommend to your friends, family, and your best ones.

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